48 & Forward · Wealth Beyond The Game

Flagship program

Wealth Beyond The Game

Right now it's an event. It should be a requirement.

Next sessions: Title Week Edition, Las Vegas, January 23, 2027. Fifth Quarter House, Big Game Edition, Los Angeles, February 12, 2027. More details and registration coming soon.

See the calendar

The case

Athletes get handed money before anyone hands them the manual.

An athletic career pays early, pays unevenly, and ends sooner than almost any other profession. The people who show up first are rarely the people who should. By the time an athlete has a reason to ask hard questions about a contract, a commission, or a signature, the money is usually already moving.

Wealth Beyond The Game closes that window at the front end. We teach athletes to read the paper they are signing, understand what they actually keep, and recognize the difference between someone selling them something and someone working for them. No products. No pitches in the room. Education only.

Why combine style

Athletes do not learn from a lecture hall, they learn from stations, reps, and coaching. We run the program the way a combine runs: timed rotations through practical stations, each led by a specialist, each ending with something the athlete leaves holding. A budget built on their actual numbers. A contract marked up in their own handwriting. A list of questions for the next person who calls.

Where it goes next

An invitation only event reaches the athletes who already have access. That is the wrong population to help first. Our goal is a standing course inside high school and college athletic programs, delivered on the same footing as strength and conditioning or academic eligibility, so it reaches the walk on and the fifth string as reliably as it reaches the first round pick.

The curriculum

Six modules. Every one of them practical.

Draft outline for school adoption. Each module runs as a timed station and ends with a document the athlete keeps.

01

The First Check

Gross versus net, withholding, estimated taxes, multi state filing, and what an athlete actually keeps from a number in a headline.

02

Contracts and Representation

Reading an agency agreement, commission structures, term and termination, conflicts of interest, and which questions to ask before signing anything.

03

Cash Flow on a Short Clock

Budgeting against an income curve that rises fast and stops. Fixed costs, runway, and the arithmetic of a career that may last four years.

04

Credit, Debt, and Protection

Credit scoring, debt that helps versus debt that follows you, insurance for an income that depends on a body, and protecting what has already been earned.

05

Ownership and Equity

What equity means, how businesses actually make money, dilution, and how to evaluate the deal a friend of a friend is bringing to the locker room.

06

The People Around You

Family requests, advisors, fiduciary duty, and saying no. Ends with a written personal financial policy the athlete can hand to anyone who asks.

Wealth Beyond The Game is financial education delivered for informational purposes. 48 & Forward Foundation does not sell securities, is not a registered broker dealer, and does not provide investment advice. No product sales, solicitation, or recruiting of any kind is permitted in a session.

For athletic directors and compliance

What adoption actually involves.

01

Intake call

Thirty minutes with your athletics staff to scope the group, the calendar window, and any conference or state requirements we need to work inside.

02

Compliance review

We provide the full curriculum, instructor bios, and our no solicitation policy in writing for your compliance office before anything is scheduled.

03

Delivery

We bring the instructors, the stations, and the materials. Your program provides a room and the athletes.

04

Completion and reporting

Athletes leave with completed worksheets. Your program receives a participation report and a follow up window for athletes who want more.

Bring it to your school

Tell us about your program.

High schools, colleges, conferences, clubs, and player associations. We will come back to you within five business days.

Or email resources@48andforward.org with the subject line "WBTG school request".

Underwrite a session.

Sponsorship funds instructors, materials, and travel so the program stays free to every school that asks for it.